100+ Banks & NBFCs · Free to Compare
Find your best rate, not just a loan.
PaisaRate lines up Personal Loan
offers from 100+ lenders side by side — so you apply once, and choose the cheapest offer, not just the first one.
Today's indicative starting rates
Personal Loan9.99% p.a.*
Home Loan7.10% p.a.*
Unsecured Business Loan11.00% p.a.*
Loan Against Property8.5% p.a.*
Gold Loan9.5% p.a.
Education Loan9.5% p.a.
Car Loan7.5% p.a.
PERSONAL LOAN 9.99% p.a. ▲ digital approval
BUSINESS LOAN 11.00% p.a. no collateral options
LOAN AGAINST PROPERTY 8.5% p.a. unlock potential of your property
LOAN CONSOLIDATION 1 EMI merge multiple loans
CREDIT CARDS 0 fee options lifetime free picks
HOME LOAN 7.1% p.a. up to 30 yrs tenure
GOLD LOAN 9.50% p.a. same-day disbursal
BALANCE TRANSFER reduce youe EMItransfer your loan at lower ROI
PERSONAL LOAN 9.99% p.a. ▲ digital approval
BUSINESS LOAN 11.00% p.a. no collateral options
LOAN AGAINST PROPERTY 8.5% p.a. unlock potential of your property
LOAN CONSOLIDATION 1 EMI merge multiple loans
CREDIT CARDS 0 fee options lifetime free picks
HOME LOAN 7.1% p.a. up to 30 yrs tenure
GOLD LOAN 9.50% p.a. same-day disbursal
BALANCE TRANSFER reduce youe EMItransfer your loan at lower ROI
How PaisaRate Works
One application. Every offer. Your choice.
We're an independent finance partner — not a bank. That means we shop the market on your behalf instead of pushing one product.
01
Tell us what you need
Share the basics — amount, purpose, and your profile. Takes under two minutes, no paperwork yet.
02
Compare real offers
We match you against 100+ banks and NBFCs and show you actual eligible rates — not teaser rates.
03
Apply and get funded
Pick the best offer and apply digitally. Our team tracks it through to disbursal, at no cost to you.
Products
Whatever the need, there's a lender for it
Digital Personal Loans
Instant, paperless personal loans disbursed in as little as 24 hours. 100% digitalDigital Business Loans
Working capital and growth funding for proprietors, partnerships and companies. No collateral optionsCredit Cards
Compare cashback, travel and lifetime-free cards from every major issuer. Compare 2 cardsLoan Balance Transfer
Move an existing loan to a lower rate and cut your monthly EMI. Lower your EMILoan Consolidation
Merge multiple loans and credit card dues into a single, simpler EMI. One EMIHome Loan
Competitive rates for purchase, construction and top-up home loans.Loan Against Property
Unlock funds against residential or commercial property you own.Gold Loan
Quick funds against gold jewellery with same-day disbursal.Working Capital
Overdraft and cash-credit lines to keep your business running.Car Loan
New and used car financing with fast approvals.Education Loan
Fund higher studies in India or abroad, with flexible repayment.
Fastest Approvals
Instant Digital Loans
Hero Fincorp Instant Loan
Key Features:
- Loans For: Salaried and Self-Employed
- Rate of Interest: Starting 19%
- Loan for Time Period: 12-36 Months
- Processing Fee: 2.5% of Approved Loan Amount
FI Money Instant Loan
Key Features:
- Loans For: Salaried Only
- Rate of Interest: Starting 13%
- Loan for Time Period:
- Processing Fee: 0.5-2% of Approved Loan Amount
Compare & Choose
Featured Credit Cards
AU Bank LIT Card
Key Features:
- ✓ Choose Features As Per Your Lifestyle, Pay For The Features Used, Switch Features On/Off When You Need
- ✓ 10x Reward Points on all online or offline domestic and international transactions @ ₹299 for 3 months
- ✓ 5x Reward Points on all online or offline domestic and international transactions @ ₹199 for 3 months.
- ✓ Exciting Cashback on your favorite categories Groceries, Apparel and more
AU Altura Card
Key Features:
- ✓ For 1st year fee waiver – ₹10,000 retail spends done within 90 days of card set up
- ✓ 2% cashback on groceries, departmental stores and utility bill payments.
- ✓ 1% cashback on other retail spends*.
- ✓ 8 complimentary railway lounge access every year.
- ✓ Free insurance and extended warranty on mobile and other electronic purchases.
HDFC Pixel Go Card
Key Features:
- ✓ Get a joining fee waiver by spending ₹10,000 within 90 days of issuance
- ✓ 1% Cashback on UPI spends
- ✓ 1% CashBack on eligible transactions
- ✓ 5% CashBack on eligible transactions via SmartBuy
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