Fee Structure
Joining Fee
₹250
Annual Fee
₹250
Annual Fee Waiver Condition
Spend ₹50,000 or more in the preceding 12 months and get renewal membership fee waived off for next year.
Welcome Benefit
✓ Get a joining fee waiver by spending ₹10,000 within 90 days of issuance
Key Features
- ✓ 1% Cashback on UPI spends
- ✓ 1% CashBack on eligible transactions
- ✓ 5% CashBack on eligible transactions via SmartBuy
Milestone Benefit
Up to 10% savings off on all your restaurant bill payments via Swiggy Dineout.
Airport Lounge Access
Domestic
Not Applicable
International
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
Additional Benefit
Not Applicable
Insurance Benefit
Zero Lost Card Liability:
Other Charges
Finance Charges
3.75%
Foreign Currency Mark-up
3.50%