Fee Structure
Welcome Benefit
✓ For 1st year fee waiver – ₹40,000 retail spends done within 90 days of card set up
Key Features
- ✓ 4 Reward Points per ₹100 spent on groceries and departmental stores.
- ✓ 2 Reward Points per ₹100 retail spends on other Merchant categories
- ✓ 1 Reward Point per ₹100 spent on insurance, utility & telecom.
- ✓ Earn 1,000 Bonus Reward Points when you complete any retail transaction on your birthday.
Milestone Benefit
500 Bonus Reward Points on ₹ 50,000 retail spends* per quarter and additional 1,000 Bonus Reward Points on reaching ₹ 1 Lac retail spends* per quarter. ₹ 1,000 worth vouchers on minimum ₹ 2.5 Lac retail spends done in a year.
Airport Lounge Access
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5,000, across all fuel stations in the country (Maximum ₹250 per statement cycle).
Additional Benefit
2 complimentary lounge access per calendar quarter, using AU Credit Card at railway
Insurance Benefit
₹50 lakh - Air accident cover. ₹5 lakh - Credit shield (Coverage against card outstanding balance in case of permanent total disability, critical illness or death.) ₹25,000 - Purchase protection (Items purchased with your card are protected against damage, theft, or fire for 90 days from purchase)