Fee Structure
Joining Fee
₹499
Annual Fee
₹499
Annual Fee Waiver Condition
or 2nd year onwards fee waiver – ₹80,000 retail spends done in previous card anniversary year
Welcome Benefit
✓ For 1st year fee waiver – ₹20,000 retail spends done within 90 days of card set up
Key Features
- ✓ 1.5% Cashback on offline spends
- ✓ 2X Reward Points on Online Spends
- ✓ 1 Reward Point per ₹100 on Offline Spends*
- ✓ 8 complimentary railway lounge access every year.
Milestone Benefit
Get 500 Bonus Reward Points on retail spends* of ₹20,000 or more in a calendar month
Airport Lounge Access
Domestic
Not Applicable
International
Not Applicable
Fuel Surcharge Waiver
Enjoy 1% Fuel Surcharge Waiver (up to ₹150) for transactions between ₹400 and ₹5,000 at all fuel stations across the country
Additional Benefit
Free insurance and extended warranty on mobile and electronic purchases.
Insurance Benefit
Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank.
Other Charges
Finance Charges
3.75%
Foreign Currency Mark-up
3.49%