Fee Structure
Joining Fee
₹500
Annual Fee
₹500
Annual Fee Waiver Condition
Spend over ₹50,000 in a year before renewal to get your Credit Card fee waived.
Welcome Benefit
✓ Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. INR 250 worth of voucher upon card activation and completion of at least one transaction within 37 days from card issuance date
Key Features
- ✓ Earn up to 50 Litres of Free fuel annually
- ✓ Earn 5% of your spends as Fuel Points at IndianOil outlets*
- ✓ Earn 5% of your spends as Fuel Points on Groceries and Bill Payments*
Milestone Benefit
Not Applicable
Airport Lounge Access
Domestic
Not Applicable
International
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Maximum waiver of ₹250 per statement cycle)
Additional Benefit
Earn Additional CashBack along with the card CashPoints on Utility Bills, Mobile Recharges and more.
Insurance Benefit
Zero Lost Card Liability:
Other Charges
Finance Charges
3.75%
Foreign Currency Mark-up
3.50%